J&L Software - Retirement and Financial Planning Software
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Download the Financial Planning Software - Professional Version
Download the Professional Version

Download the Retirement Planning Software
Download the Retirement Version

Download the Financial Planning Software - Regular Version
Download the Regular Version

Planner Example Screens

Screen Reports

The following reports are available with the retirement or professional version only.

Printed Reports

Compare Features of the 3 Versions of the Financial Planning Software
Compare the 3 Versions of J&L's Financial Planning Software

Retirement Planning Software
Financial Planning Software
for Windows 95/98/ME/2000/XP/Vista/Windows 7/Windows 8

There is no better time than now for you to create a financial plan!

Professional financial planning features and quality -- yet easy to use by the non-professional.

Accounting Today magazine considers our financial planning software "a must!"

The June 7, 2010 issue of Accounting Today included the J&L Financial Planner in its "A must for the planner's toolbox", by Dave McClure. article in its Financial Planning section. Read it here!

Barron's had this to say about our retirement planner.

"If desktop software is more to your liking, J&L Financial Planner (www.jlplanner.com) is the most flexible, sophisticated package we found." , "Redoing the Family Office", by Kathy Yakal, Barron's, Dow Jones Business and Financial Weekly: Electronic Investor Section, September 18, 2006

Read all our reviews!

The Professional version of our financial planning software incorporates a Monte Carlo and Historical Return Analysis.

What is Monte Carlo Analysis and why do you need it?

What is Historical Return Analysis?

A comprehensive, easy to use approach to your retirement and financial planning.

  • You can easily create a financial plan for your retirement and other personal financial planning.
  • It provides the financial planning tools you need to create a comprehensive personal financial plan.
  • You can plan for your current and future financial events.
  • You can track your investment, tax free, retirement, and other asset and equity accounts.
  • It gives you a year by year detailed retirement plan, financial plan and results report.
  • It imports your account balances from other financial software, data bases and spread sheets.
  • Export your results to spread sheets and data bases.
  • You can manage and track your credit card debt.
  • Toggle between Today's Dollars and Future Dollars.
  • "Drill down" report values to display the components of those values.

The following features are included in the Retirement version and Professional version only:

  • All of the above.
  • You can create up to 5 separate budgets.
  • Asset allocation withdrawal options.
  • Track your IRA Basis (after tax contibutions.)
  • Find out if a Reverse Mortgage is right for your financial planning objectives.
  • It calculates your Required Minimum Distribution (RMD.)
  • See the effects of lump-sum or periodic payments to the principal of your mortgage on your financial plan.
  • Play 'What If" with your financial plans with scenario event groups.
  • Revenue Code Section 529 (College Savings Plan) implemented.
  • Rule 72T withdrawals implemented (Click here for discussion.)

The following features are included in the Professional version only:

  • All of the above.
  • Unlimited budgets to itemize both your income and expenses.
  • Measure your investment risk with the Monte Carlo Analysis (Click here for discussion.)
  • Measure your investment risk with the Historical Return Analysis. (Click here for discussion.)
  • Track your Asset Allocations.
  • Rebalance up to 5 separate account groups yearly or multi-yearly.
  • Track your investment's total returns - realized and unrealized gains, dividends, and Cost Basis.
  • Find out if a Home Equity Line of Credit (HELOC) is right for your financial planning objectives.
  • Track your investment real estate including itemized income and expenses.
  • You can customize your financial reports.
  • You can customize the financial graphing.
  • You have numerous report options.
  • Your reports can be exported to spread sheets and databases.
  • You have access to more reports.
  • And much more!

Reviews

J&L Financial Retirement Planner / Financial Planner - "a must"

Accounting Today magazine, in its June 7th, 2010 issue, had this to say about J&L Software's financial planning software.

" Though this is the retirement-specific version, most accountants prefer the capabilities of the Professional Version, which offers more advanced planning and portfolio management capabilities, including the ability to handle unlimited budgets, real estate investments, Monte Carlo simulations, historical return analysis and asset allocation. It also allows the planner to define groups of accounts and maintain a constant asset allocation within each group. This feature allows the user to rebalance each group yearly or periodically. There is also a feature that allows the user to rebalance a group when funds are transferred into an account within that group.", "A must for the planner's toolbox", by Dave McClure. Accounting Today June 7, 2010 Full text of the above review.

J&L Financial Retirement Planner / Financial Planner - "excellent choice"

Accounting Today magazine, in its June 4th, 2007 issue, had this to say about J&L Software's financial planning software.

"Designed with a straightforward timeline organization, the J&L Retirement Planner and the Professional version are both well-suited to accountants serving clients who are not yet engaged in formal financial planning for wealth accumulation and distribution. Their low cost - and the free updates and upgrades included in the price - make either one an excellent choice for accountants seeking an uncomplicated but effective planning solution.", "Retirement planning rapidly emerging as a software specialty", by Dave McClure.Accounting Today June 4th, 2007 Full text of the above review.

J&L Financial Planning Software - "best of breed"

Accounting Today magazine, in its March 20th, 2006 issue, again included the J&L Retirement and Financial Planning software as "best of breed." This time in the "basic analysis category for 2006."

"The basic functions of the program are geared toward an individual performing self-assessment and planning. More advanced features are added in the retirement planning version, including the ability to create up to five separate budgets, the ability to track the Internal Revenue Service basis, and implementation of college savings and early distribution programs established by the IRS. The Professional version scales even further with the addition of unlimited budgets, real estate investments, Monte Carlo simulations, historical return analysis, and enhanced flexibility in its graphics and presentation.", "This is not your father's basic analysis software", by Dave McClure. Accounting Today March 20, 2006 Full text of the above review.

The J&L Financial Planner Allows You to Choose Your Own Level of Detail

In a few minutes you can create a simple "broad brush" financial plan, and as you become more familiar with the program, you can add detail to create a very comprehensive plan. As reported in the BusinessWeek article, "Getting with the Retirement Program" by Ellen Hoffman, July 25, 2005, "J&L produces a year-by-year report -- which it calls a scenario -- for the rest of your life, including excruciatingly detailed data on just about any financial event you can think of, ranging from getting a $100 rebate on your recently purchased computer to receiving a large inheritance."

Financial Planning Software - "Best of Breed"

Accounting Today magazine, in a 2004 article, included the J&L retirement and financial planning software as "best of breed."

"J&L's retirement and financial planning software is a cost-effective program for developing strategies for retirement, education, home ownership and other goals; showing how those strategies are affected by life financial events such as inflation, taxes, mortgages and loans; and creating viable options in the plan through calculators for mortgages, refinance analysis, accelerated mortgage payments, inflation, trade-off analysis, required minimum distributions and credit card payoffs.", "Modules, specialty tools define 2004 PFP software", by Dave McClure. Accounting Today Vol. 18 No. 5 March 15-April 4, 2004 Full text of the above review.

"Imagine"

In 2003 Accounting Today had this to say about the J&L's financial planning software.

"Imagine a $59.95 retirement and financial planning software program that also has calculators for mortgages, refinance analysis, accelerated mortgage payments, inflation, trade-off analysis, required minimum distributions and credit card payoffs -- then add Monte Carlo simulation, ability to import or export tab- or comma-delimited files, and a 64-page PDF instruction manual.", "Basic analysis tools cover the gamut of PFP practices", by Steven Levey. Accounting Today Vol. 17 No. 5 March 17-April 6, 2003 Full text of the above review.

"Ultimate Financial Planner"

In 2001 when Tucows reviewed J&L's financial planning software and awarded the planner its top rating the reviewer stated:

"The J&L Financial Planner is the ultimate financial planner. It is easy-to-use and generates concise results. And it is loaded with features to cover the various financial events in your life." The review goes on to state "This user-friendly program makes it easy for anyone to do their financial planning. You can prepare for financial events before they happen. It is a good way to organize and manage your finances."

"Get your financial affairs in order"

In 2001, when ZDNet awarded the J&L Financial planner its coveted Editor's Pick 5-stars, a ZDNet on-line article chose the J&L Financial Planner as one of the 3 programs you should use to get your financial affairs in order. ZDnet Anchor Desk Review

Purchase on-line from one of these secure sites:

Purchase the Financial Planning Software now at www.swreg.org

Purchase the J&L Retirement Planning Software NOW at www.FastSpring.com

To purchase by mail click here -->Purchase the Financial Planning Software by Mail

Purchase our financial planning products on-line from one of these secure sites:

Purchase the Personal Financial Planning Software now at www.swreg.org

Purchase the J&L Retirement Planning Software NOW at www.FastSpring.com

There are three versions of the Financial Planning Software

Professional - $139.95

Retirement - $99.95

Regular - $79.95

Compare Features of the 3 Versions of the Financial Planning Software
Compare the 3 Versions of J&L's Financial Planning Software

These features are included in all 3 versions of the financial planning software.

Detailed Description of the Personal Financial Planning Software
Detailed Description

Purchasing and Upgrading the Personal Financial Planning Software
Purchasing and Upgrading

J&L Personal Financial Planning Software FAQ
J&L Financial Planning FAQ

It's Top-Rated!

J&L's personal financial planning software receives the top rating of 5 stars from ZDNet
Top-Rated
5 stars from ZDNet

J&L's personal financial planning software receives the top rating of 5 cows from Tucows.
Top-Rated
5 cows from Tucows

J&L's personal financial planning software receives the top rating of 5 stars from WorldSSP.net

Top-Rated
5 stars from WorldSSP.net

J&L's personal financial planning software receives the top rating of 5 stars from Paul's Picks

Top-Rated
5 stars from Paul's Pick

J&L's personal financial planning software receives the top rating of 5 stars from SoftPicks.net

Top-Rated
5 stars from SoftPicks

J&L Software LLC
203 Clubside Drive
Taneytown, MD 21787
A member of ASP (Association of Software Professionals)

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